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🌟 Attention, Florida Community! Introducing the Florida Hometown Heroes Housing Program! 🏡🎉
Hey there, wonderful friends! I have some incredible news to share with you today that will make homeownership more affordable for eligible members of our community. 🌟 It’s called the Florida Hometown Heroes Housing Program, and it’s designed to support our hardworking workforce in achieving their dreams of owning a home.
This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers who live and serve in our community. 🦸♀️🦸♂️ It’s our way of giving back to those who work tirelessly to make our hometown a better place.
Let’s dive into some important program details that you need to know:
1️⃣ Lower Interest Rates: Eligible full-time workforce employed by a Florida-based employer can benefit from lower than market interest rates on FHA, VA, RD, Fannie Mae, or Freddie Mac first mortgages. This means you can enjoy more affordable monthly payments and save money in the long run.
2️⃣ Down Payment and Closing Cost Assistance: We understand that saving for a down payment and covering closing costs can be a challenge. That’s why this program offers up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance. This financial boost can help make your homeownership dreams a reality.
3️⃣ Deferred Second Mortgage: The down payment and closing cost assistance is provided in the form of a 0%, non-amortizing, 30-year deferred second mortgage. It’s important to note that this second mortgage becomes due and payable, in full, upon the sale of the property, refinancing of the first mortgage, transfer of deed, or if the homeowner no longer occupies the property as their primary residence. It’s designed to help you now while ensuring the program remains sustainable for future homebuyers.
4️⃣ Additional Benefits for Service Members: For those who have served or continue to serve our country, the Florida Hometown Heroes Loan Program offers even more special benefits. These benefits can further enhance your homebuying experience and make it even more affordable and rewarding.
Don’t miss out on this amazing opportunity to make your homeownership dreams come true. Take advantage of the Florida Hometown Heroes Housing Program and start building a brighter future for yourself and your family.
If you or someone you know is eligible and ready to take the next step towards homeownership, don’t hesitate to reach out. Tag your friends, share this post, and spread the word about this incredible program!
#FloridaHometownHeroes #AffordableHomeownership #CommunityWorkforce #MakingDreamsComeTrue #SupportingOurHeroes
